Solution for Collections

Recover credit and reduce late payments.

A multichannel collection flow with predictive dialer, negotiation IVR and payment bots. More effective contacts, more agreements closed and full compliance with LGPD (Brazil's data protection law).

Predictive dialer Multichannel flow LGPD compliance
I want to recover more credit

Talk to a collections specialist

Get an assessment of your collections operation and a proposal in less than 24 hours.

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7,500+

Companies served

Predictive

Dialer

5 channels

Multichannel flow

LGPD

Compliant

Companies that trust ERA

Decathlon
Cobasi
Pizza Hut
Unifique
Sicoob
PUC Campinas
Cultura Inglesa
Unimed
Decathlon
Cobasi
Pizza Hut
Unifique
Sicoob
PUC Campinas
Cultura Inglesa
Unimed
Features

The complete collections operation, in one place

Predictive dialer

Up to 3x more contacts per agent. The dialer detects voicemail and silent calls and only transfers real conversations.

Multichannel collection flow

Automatic sequences by WhatsApp, SMS, voice and email according to the due-date stage and the debtor's profile.

Negotiation bot

Customers check their balance, get installment options and close the agreement on their own, with a duplicate invoice and payment link on the spot.

Due date reminders

Preventive reminders before the due date that reduce late payments at the source, before they become debt.

Recovery reports

RPC, payment promises, agreements closed and CDR consolidated by agent, portfolio and campaign.

Compliance and LGPD

Call recording, control of permitted calling hours and a complete audit trail for every contact.

More effective contacts per hour

The predictive dialer eliminates idle time between calls and only connects the agent when someone is on the line — maximum productivity.

Collections that work on their own

Automatic flows trigger the right channel at the right time. Customers negotiate and pay without having to talk to an agent.

Secure and auditable

Everything recorded, respecting legally permitted hours and with an audit trail — your operation protected end to end.

In practice

What changes when you leave your old system

Old system
With ERA
Agents dial number by number and hear voicemail.
The predictive dialer connects only when someone is on the line — up to 3x more contacts.
Collections only by phone, during business hours.
A multichannel flow by WhatsApp, SMS, voice and email at the right time.
Customers need to talk to someone to negotiate their debt.
The negotiation bot closes the agreement and sends the invoice and payment link on its own.
Late payments discovered only after they become debt.
Preventive due date reminders reduce debt at the source.
No control of calling hours or recordings for audits.
Recording, calling-hour control and an audit trail — compliant with LGPD.
Integrations

Integrated with your collection systems

Load portfolios, update agreement status and record payment promises automatically in the systems you already use.

Cobmais
Cobmais
Siscobra
Siscobra
Recovery
Recovery
eCob
eCob
Finaz
Finaz
Adv Gestor
Adv Gestor
Guiar
Guiar
IXC
IXC
Totvs
Totvs
Salesforce
Salesforce
ERA100+Integrations
HubSpot
Zendesk
Zoho
Meta
Instagram
Stripe
Integrations

Connect with more than
100 CRMs and ERPs

Salesforce, HubSpot, Zendesk, Pipedrive, Zoho, Microsoft Teams and dozens of other platforms natively integrated with ERA.

Solutions

The complete communication
platform for your company

Chat, Voice or Omnichannel — scale your service with the right solution.

Chat

Messaging service

WhatsApp, Instagram, Messenger, Telegram, email and LiveChat in one platform with chatbot and generative AI.

  • WhatsApp Business API
  • Generative AI and chatbots
  • Intelligent distribution
  • Kanban and visual management
  • +100 native integrations

Voice

Cloud PBX and virtual telephony

Complete virtual cloud PBX: unlimited extensions, smart IVR, call center with queues, predictive dialer and monitoring.

  • Cloud PBX with no hardware
  • Unlimited extensions with app
  • Multi-level smart IVR
  • Call Center with queues and skills
  • Monitoring with whisper
Complete

Chat+voice

All channels unified

Unify voice and chat in one platform with a single history, channel switching and advanced AI.

  • Unified voice + chat dashboard
  • Channel switching
  • Generative AI 24/7
  • Single customer history
  • Unlimited multi-skill agents

Ready to recover more credit?

An ERA specialist helps you design the ideal collection flow and dialing operation for your portfolio.

Frequently asked questions